Flood Insurance Information & Tools

Did you know that most home and business insurance policies do not cover flood losses? Floods and flash floods can occur anytime, anywhere. Contact us to learn more about flood insurance coverage - it may be more affordable than you think.

—Henry D. Young, Inc. Insurance Agency

Insurance Products / Flood Insurance

Two inches of water can cost you $7,800. Flooding occurs in every state and can occur any time of the year. Even if you live far from the coast or river, floods can be caused by factors such as heavy rain, melting ice and snow, too few or clogged storm drains, and densely built housing and/or commercial developments.

National Flood Insurance Plan (NFIP) premium rates are set nationally and do not differ from company to company or agent to agent. These rates depend on many factors, which include the date and type of construction of your home, along with your building's level of risk. We also have private flood insurance markets that can be less expensive than the National Flood Insurance Plan rates and may offer additional coverages, such as additional living expenses and excess flood. 

Flood Insurance Tools:
The Cost of Flooding - This interactive tool shows the cost of a flood to your home, inch-by-inch.
- What is the Base Flood Elevation (BFE) of your property? 
- View flood maps - find out the flood zone where your property is located
- View your community's preliminary flood hazard data - understand how your current effective Flood Insurance Rate Map (FIRM) may change when the preliminary data becomes effective

Learn the ways that flood insurance covers your biggest investment - and find out how flexible and affordable flood insurance can be - click here to visit Floodsmart.gov - your premier resource for flood insurance information! Give us a call today at 856-935-0845 or click here to contact us for more information, or for a FEMA or private market quote.