Henry D Young Inc Insurance Agency Blog

Attention Penn State®  fans ...Plymouth Rock College Perks Program now available in NJ & PA

Posted by Carol Reese on Tue, Oct 30, 2018 @ 11:10 AM

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Topics: independent insurance agency, trusted choice insurance agent, salem county, automobile insurance, local insurance agent, multiple insurance companies

Insurance coverage limits for teens and parents

Posted by Carol Reese on Sat, Jan 05, 2013 @ 17:01 PM

It's always an anxious time when your children are learning to drive. In addition to worrying about their safety, there are financial implications to consider. Anticipating higher insurance rates, many parents look for ways to cut costs when obtaining coverage for their children.

Some people think they may be able to save a few bucks by allotting much lower limits to children driving under the policy. While doing so may lower your premiums, it is a gamble. It's widely known that teens are more at risk for serious accidents than all other drivers in their first few years behind the wheel. Should the unthinkable occur, legal, medical and repair costs could exceed those low limits easily and leave you responsible for covering bills on your own. It's usually best to apply the same limits across the board for all drivers on an auto insurance policy. Extend the same protection to your children that you have for yourself.

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Topics: trusted choice insurance agent, automobile insurance, teen drivers

You may be sued at any time. Do you need an umbrella policy?

Posted by Carol Reese on Fri, May 11, 2012 @ 08:05 AM

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Topics: trusted choice insurance agent, homeowners insurance, personal injury insurance, automobile insurance, personal umbrella insurance

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